Fraud Prevention HQ

Prevent Unauthorized
ACH and Check Payments 

Define your approved transactions, then receive an alert for quick authorization if a check or ACH transaction is presented that isn't on your list.

Increased Control

Increased Control Over Payments

  • Ensure only valid transactions are made
  • Review any suspicious items and determine how to proceed
Increased Efficiency and Cost Savings

Cost Savings and Increased Efficiency

  • Reduce potential losses
  • Reduce time and labor with an automated process
Increased Security

Increased Security

  • Monitor and protect against fraud
  • Increase control over your account(s)

ACH Positive Pay

  • Add Trusted Trade Partners to an approved list for automatic approval
  • You can set amounts and frequency for approved companies
  • If an ACH request is presented that isn't on your approved list, you'll receive a notification

Check Positive Pay

  • Upload issued checks and receive notification is a check is presented for payment that isn't on the list
  • Especially useful for account(s) that aren't used to issue checks
  • Use to issue Stop Payments for stale-dated checks

Fraud Prevention HQ

Citizens State Bank's Positive Pay is a service that helps you combat fraud associated with both checks and electronic payments. It puts you in control of the transactions that post to your account(s).

To learn more, complete the form and a Treasury Management Officer will be in touch to help you determine if it's a good fit for your needs.

Yes, I'd like to learn how to protect my funds.

Please have a Treasury Management Officer contact me to discuss my options.