Visa Credit Card

Move Forward in 2025

Paying down debt is an important step in reaching your financial goals, and we designed the Citizens State Bank Visa cards to help you get there faster with:

  • No application fee and competitive interest rates
  • No balance transfer fee and no interest on balance transfers for 6 months+
  • Digital Wallet ― carry your favorite cards on one device for added security
  • TAP and GO! ― an easy way to pay with a contactless card
  • When shopping online with your CSB Visa:
    • You receive fraud protection
    • Your card's easy to use
    • Your card's accepted globally
    • You have Zero Liability**―  you’re protected from unauthorized charges when your Visa card is lost, stolen or fraudulently used, online or offline
  • Fraud and Purchase Alerts monitor transactions to identify fraudulent charges before they're approved
  • Reliable, local service with worldwide acceptance
  • Access your account using our digital banking tools

Our ScoreCard Rewards Program:

  • Earn Reward Points for every qualifying purchase
  • May be redeemed for brand-name merchandise or travel
  • Access a catalog with thousands of items at ScoreCardRewards.com
  • Book a dream getaway ― redeem for air travel, cruises, hotel stays, car rentals, vacation packages, and more

To set up your account, you'll need to have your credit card number. If you're having trouble, contact their Help Desk (800-854-0790) or their Travel Help Desk (800-842-3006).

Approval subject to normal credit standards. After six months, the annual percentage rate (APR) on the remaining transferred balance will adjust to 12.48% for Gold Accounts, or 17.92% for Classic Accounts. Offer subject to change without notice. Six-month interest-free period begins on the first balance transfer date. Late fees and penalties still apply. See Terms and Conditions for details. **Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more details.